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Virtual IBANs · EUR · GBP · USD · AED

Four currencies.
One gateway.

Fiat in, stablecoins out — and back again. Get dedicated virtual IBANs in your own name for EUR, GBP and USD, plus AED banking, on the same Swoop balance as your card, wallet and OTC desk. Ask your agent, or tap it in the app.

Open your virtual IBANs See how money flows
4fiat currencies
USDT · USDCstablecoin rails
<60sOTC settlement, agent-routed

Available only to eligible Institutional Investors and Qualified Investors, subject to onboarding, client classification and Compliance approval.

swoop-agent · session active
youA client just paid €250,000 into my EUR IBAN. Convert it to USDC and send it to our treasury wallet.
agentInbound confirmed on EUR IBAN ****4471 from a verified counterparty.
agentQuote locked on EUR/USDC, no slippage on this size. Above your threshold — approval request sent to your phone.
agentApproved ✓ — 250,000 EUR → USDC routed to your whitelisted wallet.
Rule armed · GBP IBAN → USDT · on every inboundwatching account
Four currencies, one balance

Your name on every account.

Access to digital asset markets isn't enough on its own. Your treasury needs fiat rails that move between traditional and digital finance without friction — so Swoop links client-named fiat accounts straight to regulated execution.

€

EUR Virtual IBAN

Euro · SEPA

A dedicated euro IBAN in your name for client receipts, supplier settlement and payroll — funds land on the same balance your agent already manages.

Client-named
£

GBP Virtual IBAN

British Pound · UK

Receive and send sterling under your own account details, with instructions your agent can automate on a schedule you set once.

Recurring & scheduled
$

USD Virtual IBAN

US Dollar

Hold and move dollars alongside your stablecoin balances, and convert between them at a live rate locked before you confirm.

Real-time FX
د.إ

AED Banking

UAE Dirham

Local dirham banking connectivity for UAE-based treasuries, wired into the same on-ramp and off-ramp as your other currencies.

Local connectivity
How money flows

From fiat to digital. No disconnect.

Funds arrive on your named IBAN, convert through regulated broker-dealer execution, and land in your verified wallet — or take the same path back to fiat.

Your fiat account
€EURvIBAN
£GBPvIBAN
$USDvIBAN
د.إAEDbanking

Swoop On-Ramp / Off-Ramp

get_balance · quote_otc · send_payment
regulated broker-dealer execution

fiat ⇄ stablecoin
Your digital asset wallet
USDT
USDC
Verified wallet
Trading account

Illustrative first-party transaction flow. Subject to onboarding, eligibility, supported currency arrangements and compliance approval.

Fiat to stablecoin, and back

Convert at a live rate, in either direction.

Move between four major fiat currencies and supported stablecoins through integrated on- and off-ramp execution — the same OTC desk your agent calls, one tap away in the app.

  • Rate locked before you commit, no surprise spread
  • EUR, GBP, USD and AED to USDT or USDC
  • Every conversion logged straight to transaction history
Swoop app convert assets screen swapping AED to BTC with a live rate
One connected ecosystem

Fiat, liquidity and execution on one balance.

Fiat connectivity, institutional stablecoin liquidity and regulated execution sit on the same balance as your Swoop Card, eWallet and trading account — so your agent never has to ask which rail to use.

  • Internal transfers between IBANs, wallets and cards settle immediately
  • Clear fee disclosure on every move
  • Same rails your agent uses when it acts for you
Swoop app transfer assets screen moving funds from main wallet to trading account
Built for institutional confidence

Regulated rails. Agentic speed. Your limits.

Verified, client-owned accounts and wallets connect through compliance-led workflows on established banking infrastructure — with controls any connected agent has to respect.

set_spend_limit()

Cap what any agent can move from your IBANs without your sign-off, per day or per instruction.

require_approval()

Route any transfer above a threshold you choose to a push notification for a human tap.

get_audit_log()

Every inbound, conversion and payout is logged and timestamped — down to which agent asked.

revoke_agent()

Cut off any connected AI's access to your accounts instantly, with one call.

i
Important risk information
Virtual assets are high risk and may lose some or all of their value. Prices can be extremely volatile and you may lose the full amount committed. Virtual asset services do not benefit from any form of financial protection.
Read the full risk disclosure →
DeFi-first · TradFi-native

Give your treasury an IBAN worth running.

Private beta is opening in stages by region. Join the list and we'll tell you when your virtual IBANs — and your agent — can start moving money.

Join the private beta See how MCP connects
No card required. Eligibility, onboarding and compliance approval apply.
Regulatory disclosure
EUR · GBP · USD

Freemarket

Virtual IBANs and associated fiat payment services are provided by FreemarketFX Limited and/or FreemarketFX Ireland Limited, as applicable.

FreemarketFX Limited is registered in England and Wales (company no. 07289573), registered office Metal Box Factory, 30 Great Guildford Street, London, SE1 0HS, authorised and regulated by the Financial Conduct Authority (FRN 585093).

FreemarketFX Ireland Limited is registered in Ireland (company no. 690987), registered office Black Church, Saint Mary's Place, Dublin, D07 P4AX, authorised and regulated by the Central Bank of Ireland (ref. C456818).

AED

Zand Bank

AED banking arrangements are provided through Zand Bank PJSC, licensed by the Central Bank of the UAE. Registered address: Emaar Square, Building 6, Level 1, P.O. Box 62593, Dubai, United Arab Emirates.